Effective Date: 8/31/2019

Welcome to segurisimo.org. (“the Site”)! The Site is owned and operated by segurisimo, Inc. a Florida-based corporation (“segurisimo,” “we,” “us,” or “our”). Segurisimo’s principal offices are located at 5757 Blue Lagoon Drive, Suite 110, Miami, Florida 33126.

segurisimo.org is a digital educational platform designed to help you make your own life insurance decision. segurísimo is not an insurance agency or insurance company licensed to sell insurance in the U.S. or any other country. Our goal is to provide general information about life insurance, and we do not promote, advertise, offer or sell life insurance products.

Terms of Use

The Terms of Use detailed below (the “Terms of Use”) govern your access to and use of the Site and the services we make available to you through the Site (the “Services”). These Terms of Use are a legal contract between you and us. By accessing or using the Site or any of the Services, you agree to these Terms of Use and warrant that you are at least 18 years old or the age of majority in your jurisdiction. If you do not agree to these Terms of Use, do not use the Site or the Services.

These Terms of Use are effective as of the “Effective Date” specified at the beginning of the document. We may change these Terms of Use at any time, and we will most likely notify you by changing the effective date of this Legal Statement. Your use of the Site following such changes constitutes your acceptance of those changes.

The Services

By accessing the Site, you may voluntarily request information and we will subsequently collect personal information involving certain personally identifiable information. Our policies regarding our collection and use of such information are set forth in our Privacy Policy, which can be accessed under the Privacy Policy tab.

Services include our Customized Review of Existing Policies and Advice, which consists of content and recommendations intended to provide you with a summary of your existing policy. All information provided to you through the use of this Service is provided for your personal review.

Registration

You do not need to register with us to visit and view the Site. However, to access certain calculators within the Site and to access the Services, you must register by voluntarily providing certain personal information. To view the results of certain calculators, you must provide us with information including your first and last name, e-mail address, telephone number, age, gender, smoking status and country of residence. Providing this information will allow you to access the estimated cost of a term product for a person with the features you have shared. The cost is not associated with or representative of any specific or actual product offering, it is purely indicative and an average. Any personal information you provide to us through your use of the Site or Service is subject to the terms of our Privacy Policy.

Intellectual Property

The Site contains material, such as text, graphics, images and other material designed by us or on our behalf, and through your use of the Site and the Services, you will be provided with additional information, including, without limitation, the results of certain calculations and policy revisions. All such materials and information are collectively referred to herein as the “Content”. The Content is the property of us and is protected by United States and foreign laws. The Content includes, but is not limited to, the trademarks, service marks and logos used and displayed on the Site, which are either registered or unregistered trademarks or service marks of us.

The User agrees to the following:

NOT to use our trademarks, service marks or logos at any time without our written permission;

NOT to copy or use the Content for any purpose other than your own personal use;

RESPECT the copyright or other proprietary notices on the original Content or copy thereof;

NOT sell, transfer, assign, license, sublicense or modify the Content, or use the Content for any public or commercial purpose;

NOT use or post the Content on any other website or in a social networking environment.

Disclaimer and Limitation of Liability

As a User, you acknowledge and agree that the Site, the Services and all Content are provided “as is,” “as available,” without warranty of any kind, either express or implied, including without limitation, any warranty of title, infringement, marketability for a particular purpose, or suitability for a particular purpose. Segurisimo is not responsible for any damages to or viruses that may infect your computer equipment or other property on account of your access to the Site, the Services or any Content.

The results of the calculators are based on data voluntarily provided by you and received by us. The results are provided for your personal information and education only and are not a substitute for professional financial and legal advice. Your life insurance needs may differ from what is described in the content. In addition, Segurisimo makes no recommendation to purchase or waive the purchase of any life insurance product without further investigation on your own or with the assistance of a professional in the designated field.

segurísimo shall not be liable for any direct, indirect, punitive, exemplary, or consequential damages, including loss of profits, income, or savings, even if we have been advised of the possibility of such damages in advance. As some jurisdictions do not allow the exclusion or limitation of liability for negligence, consequential or incidental damages or otherwise, in such jurisdiction our liability is limited to the greatest extent permitted by applicable law. Your sole and exclusive remedy for dissatisfaction with this Site, any service or content is to stop using the Site.

Indemnification

You shall defend and indemnify us and our officers, directors, employees, successors, licensees and assigns from any claim, action or demand, including, without limitation, reasonable legal and accounting fees, arising or resulting from : (i) your breach of these Terms of Use; or (ii) your access, use or misuse of the Site, any Services or Content.

Termination

We may terminate these Terms of Use and your access to all or part of the Site or the Services at any time and for any reason without notice or liability. We reserve the right to change, suspend or discontinue all or part of the Site or the Services at any time without notice or liability.

Miscellaneous

Should any part of these Terms of Use be held invalid or unenforceable, that portion shall be construed in accordance with applicable law as nearly as possible to reflect the original intentions of the parties, and the remainder of these Terms of Use shall remain in full force and effect. This section, the section entitled Indemnification, and the sections entitled Disclaimer and Limitation of Liability and Intellectual Property will remain in effect after termination of these Terms of Use. You may not assign these Terms of Use. No waiver will be effective unless in writing. Neither the course of conduct between the parties nor trade practice shall act to modify any provision of these Terms of Use. These Terms of Use shall be governed by and construed in accordance with the laws of the State of Florida. Except for proceedings brought by us to protect our intellectual property or confidential information that may be filed in any court of competent jurisdiction, the parties mutually agree that any and all disputes arising hereunder shall be resolved exclusively by state or federal courts located in Florida. The Terms of Use contain the entire agreement of the parties with respect to the subject matter hereof and supersede all existing agreements and all other oral, written or other communications between the parties with respect to its subject matter.

Contact

Questions or comments regarding the Privacy Policy or the Secure Site should be sent to the attention of Management at Secure 5757 Blue Lagoon Drive, Suite 110 Miami, Florida 33126.